Standard Bank Student Loan

Standard Bank offers a student loan to all Standard Bank and non-Standard Bank account holders. You can get a laptop and pay for your full time or part-time studies at an interest rate of 7.75%.

The minimum loan amount for the student loan is R5 000, regardless of what you are applying for. This means, that if you are applying for money to only buy a laptop or textbooks, you must apply for a minimum of R5 000. If you are only applying for tuition, the cost of your tuition must be at least R5 000.

The loan can cover the cost of your tuition fees, accommodation and study equipment.

Tuition fees:

There is no maximum limit for tuition fees. Your loan will be approved based on what you can afford.


Up to R60 000 per year - you must provide a lease agreement as proof.

Textbooks and study equipment

The loan will cover up to R20 000 if you have proof of costs and up to R6 000 (if you have no proof of costs).

This includes laptops, tablets and any other course-related equipment:

How To Qualify

  • The course that you are registered for must be for a minimum period of 3 months
  • You need to study at, or be accepted into, an accredited institution, i.e. SAQA; SETA; DHE; Umalusi and SACAA approved Flight Schools
  • Be a full-time and part-time student loans

How To Apply


  • Apply for pre-approval on the My Student Loan Portal.
  • Your Application will then be pre-approved if you qualify
  • Visit a Standard Bank branch with the following original documents: ID documents (student & surety), Proof of residence not older than 3 months (student & surety), 3 months’ payslips (surety), 3 months’ bank statements for non-Standard Bank clients (surety)
  • School-related documents: 1) Acceptance letter or proof of registration from institution 2) Proof of costs for tuition 3) accommodation and textbooks and/or equipment 4) Proof of latest academic results


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