How To Manage Your Money And Start Saving Today
You don't need to be a financial expert to manage your funds. Proper money management is a basic skill that everyone can and should learn.
You don't need to be a financial expert to manage your funds. Proper money management is a basic skill that everyone can and should learn. Financial discipline and accountability are major keys to effective money management. But for most people the words money and discipline don't go together. If you find that you don't have the willpower to curb your impulses there are practical steps that you can take to guide your spending and saving. The Money Essentials online course offered by Learnalot is a good place to start.
LEARN TO MAKE SMART FINANCIAL DECISIONS.
In this short course you will learn how to:
- Follow a budget
- Use credit wisely
- Set short and long-term financial goals
- Manage your credit score
How to Draw up a Budget
The 'B' word can strike fear in even the bravest heart but being able to follow a budget is critical to money management. Often well-meaning people start a budget with good intentions but when temptations come along, they lose sight of their goals.
How to use Credit Wisely
"Your credit is just like your health. If you will not manage it wisely you will have to deal with some serious issues," says Swartz. In the last quarter of 2018, the Times Live reported that nearly 25 million people in South Africa are in debt, and 40% of them are behind with their repayments. Debt can become a serious problem and should not be entered into lightly.
How to set Financial Goals
It is goof to set financial goals. Goals can give you the motivation. Goals can help you stay focused when temptations come or sacrifices need to be made. Good financial management doesn't happen overnight. It takes time, skill, knowledge and consistency. But if you are willing to forego your immediate pleasure you will experience financial freedom and prosperity in the long term.
Unisa is an open distance learning university which allows students to pursue their studies by using online resources and study materials provided by Unisa themself. They provide quality tertiary education which can be completed in a schedule chosen by the student.
Are you interested in representing your fellow peers at Red & Yellow? Well, now is your chance to apply for a seat on their Student Body. Allow your voice to be heard.
Once you've been approved to have your studies funded by NSFAS, there are requirements you'll need to keep up during your studies to ensure that you stay funded by NSFAS. Keep reading to learn more.
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