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How To Finance Your Studies In 4 Steps

How To Finance Your Studies

Government funding agency NSFAS has helped thousands of students pursue their academic goals this year however not everyone was lucky enough to qualify. In fact the latest reports reveal that 65 000 applicants were unsuccessful.


A Bursary is a financial award granted to a student on the basis of the student’s financial neediness or academic performance. Bursaries and other financial aid initiatives are offered by government departments, companies and private sponsors to provide previously disadvantaged young people with the opportunity to study at a higher education facility. Each bursary has its own unique set of requirements which means beneficiaries are selected according to the criteria established by the sponsor. Visit our Bursaries Portal to get the latest opportunities here


Feenix is a crowd funding initiative created by Standard Bank to help young people access funding for their studies. The project is aimed at providing sponsorship to underprivileged youth through anonymous donors. Anyone can obtain funding through Feenix because there are no academic requirements. The minimum donation amount is R100 and any money received through the website is paid directly to the higher education institution of choice. Only registered students can participate. Find out more here


Previously known as Eduloan, Fundi is a financial solutions company which specialises in student finance. Students can receive monetary support through "educational funding, cashless transaction solutions, bursary fund administrations and bursary support". Fundi covers students in every sphere of learning, from short courses to MBA and postgraduate studies. The company also makes provision for every area of student life and is able to cover tuition, registration fees, outstanding balances, registration fees, laptops, textbooks, study tools, accommodation and more. Find out how it works here

Study loans

This might not be your first choice but study loans can provide a short term solution to your financial problems. All of South Africa's major banks offer student loans, both to South Africans and to non-South Africans with valid study permits. Unlike NSFAS funding, bank loans will also cover studies at a private institution. When applying for a bank loan a parent or guardian will be required to sign surety for the student. Every bank has different repayment conditions so find out when you will need to pay back your loan and what the interest rate will be before you sign on the dotted line. Apply for a study loan at one of the following accredited financial institutions: Bank Capitec FNB Nedbank Standard Bank By Cindy Payle - Portal Publishing



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